idLock Checking
Extra Protection You Can Bank On.
Everyone deserves peace of mind when it comes to their finances, security, and overall wellness. That’s why we’re proud to offer a comprehensive suite of services1 – all included for no additional charge with an idLock checking account.
idLock Checking
Extra Protection You Can Bank On.
Feel Confident with idLock Checking Accounts
At JVB, we strive to protect what matters most, you. Your idLock checking account provides you with valuable benefits that not only safeguard your identity but also offer support for you and your loved one's financial and personal well-being.
No Minimum Balance
We don’t charge you a minimum balance to maintain an
idLock Checking Account.
Easy Access
Online and mobile banking that gives you 24/7 access to your money. Open an idLock Checking account with as little as $50.
Text Banking
Always know what’s happening with your money. Check your balance, transfer money and more!
Are you ready to start using your idLock benefits?
Accessing your benefits is easy. Visit Club Checking online or download the mobile app and follow the step-by-step instructions to register and activate your benefits. Don’t have the access code? No worries! Fill out this form and we’ll send you an email.
idLock Features
Juniata Valley Bank’s idLock accounts are loaded with features designed to look out for you and your financial well-being.

Accidental Death & Dismemberment Insurance
Receive up to $10,000 24-hour Accidental Death and Dismemberment Insurance.

Dark Web Monitoring
Monitor your personal information on the dark web and receive alerts when your personal information is exposed.

Financial Wellness 360
Access unlimited one-on-one coaching, interactive courses, videos, booklets, infographics, and more to help maximize financial wellness and reach your financial goals.

Telehealth6
Get access to 24/7 video or phone visits with U.S.-based board-certified, licensed, and credentialed doctors ready to help with urgent care or mental health for you and your family. There are zero copays, plus discounts on prescriptions and lab work.

Identity Theft Expense Reimbursement Coverage2
Receive up to 10,000 to help pay expenses, clear your name, and restore your identity, should you become the victim of identity fraud.

Comprehensive Identity Theft Resolution Services
Should you become a victim of identity theft, your very own dedicated fraud resolution specialist will help you every step of the way until your identity is restored.

Debit and Credit Card Registration
Register your credit, debit, and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen.

Credit File Monitoring
Daily credit file monitoring and automated alerts of key changes to your credit report.

Credit Report and Score3
Should you become a victim of identity theft, your very own dedicated fraud resolution specialist will help you every step of the way until your identity is restored.

Credit Score Tracker

Identity Monitoring
Monitoring of over 1,000 databases.

Cell Phone Protection2
Receive up to $400 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. A $50 deductible applies.5

Debit Advantage
Buyers Protection2 covers items for 90 days from the date of purchase against accidental breakage, fire, or theft. Extended Warranty2 extends the U.S. manufacturer’s original written warranty up to one year on most new retail purchases if the warranty is less than five years.
Are you ready to start using your idLock benefits?
It's quick and easy to register - simply enter your email for an access code and follow the instructions.
Don't miss out! Get Reminded.
Not ready to commit, but don’t want to miss out on the benefits? Share your email with us and we’ll send you more information on why JVB is the right choice for you.
1. Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration, and/ or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.
2. Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance Products are not insured by the FDIC or any Federal Government Agency; Not a deposit of or guaranteed by the bank or any bank affiliate.
3. Credit Score is a VantageScore 3.0 based on Equifax data. Third parties may use a different type of credit score to assess your creditworthiness.
4. Credit Score Tracker: Once credit file monitoring has been activated and you have requested your first credit score, you may request a new credit score each month to be plotted on your Credit Score Tracker graph. Monthly email notifications will be sent to let you know when your new score is available.
5. Up to two claims per eligible account, per twelve (12) month period. Covers up to four phones on a cell phone bill which must be paid using your idLock checking account.
6. Available for the account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance.