Business Checking That Works As Hard As You Do
Smart, local, and built for a growing business.
idLock Checking
Extra Protection You Can Bank On.
Built for Businesses Like Yours
Whether you’re just starting out, scaling your operations, or managing the finances of a municipality,
JVB has a business checking solution designed for your world. We combine modern banking tools with local,
personalized support so every type of business can thrive in Serving Juniata, Mifflin, Perry, Huntingdon, Snyder, Centre & beyond.
ACH Origination & Wires Online
Send payroll and vendor payments quickly and securely through JVB’s online banking with no paperwork and no delays.
Remote Deposit Capture
Deposit checks right from your office using a secure business scanner and enjoy faster access to your funds.
Merchant Services
Accept payments in store or online with flexible, secure solutions that help you get paid faster.
Dedicated Business Solutions Officer
Work directly with a local expert who understands your business and helps tailor the perfect banking solution.
No Hidden Fees
Enjoy clear and upfront pricing with no surprises and banking that is built around your business needs.
Community Focused
Rooted in Central Pennsylvania, we are proud to help local businesses grow and strengthen the communities we share.
Business Growth Starts Here
Don’t settle for one-size-fits-all checking. Get the digital convenience, local trust, and personal support your business deserves.
What our clients say...
“Juniata Valley Bank has been an instrumental partner. When our business banking needs became more than most local establishments could meet, Kelly and William were ther eto foster a relationship and provide financial solutions that have exceeded our epectations.”
– Ben Hartzler | President, Mid-State Roofing & Coating, Inc.
What our clients say...
“Juniata Valley Bank has been myself, my family and Our Business Bank of choice for a lot of years. We chose JVB knowing that they can handle our different accounts needed with ease and professionalism. JVB’s services are always available for us at their many locations in PA with very competitive rates and service with a smile. As our family and business grows JVB has been there every step of the way. This is a major reason that our growth has happened and continues to happen. JVB, like my family, has a root system built in our area that continues to expand and grow. I feel very comfortable knowing that JVB will be around to render their services to my kids and hopefully their kids in years to come. This peace of mind keeps myself, my family and Our Business, Wray’s Landscaping Incorporated as a customer at one of the best banks in PA.”
– Corey P. Wray | President, Wray’s Landscaping Incorporated
What our clients say...
“Juniata Valley Bank provides the essential tools we need to grow our business. The tools they provide allow us to manage our accounts 24/7. Beyond the technology, JVB also assists us with competitive rates on loans and savings accounts, giving us the resources we need to continue to grow. Consistently friendly and helpful staff set JVB apart, always available to answer questions and provide support when we need it.”
– Jessica Pheasant | Owner, Fike Bros Carpet One Floor & Home
Why More Central Pennsylvania Businesses Choose JVB
Other banks may be local, but JVB combines local commitment with modern convenience to give you the best of both worlds.
| What Matters Most | JVB Business Checking ☑️ | Other Local Banks ❌ |
|---|---|---|
|
Digital-First Convenience |
Open online, ACH origination, mobile deposit, online wires |
Usually require branch visits or phone calls |
|
Personalized Local Support |
Dedicated Business Solutions Officer who comes to you |
Generic “Contact Us” pages |
|
Transparent, Flexible Fees |
No hidden fees, clear account tiers |
Fees buried in fine print |
|
Community Commitment |
Serving Juniata, Mifflin, Perry, Huntingdon, Snyder, Centre & beyond |
Limited to single-county footprints |
|
Trusted since 1867 |
Over 150 years serving Central PA businesses with honesty, reliability, and care. |
Newer or regional institutions without deep local roots |
Everything You Need to Know
We believe in transparency. Here are answers to the most common questions about JVB business checking accounts, so you can make the right decision with confidence.
What’s the minimum opening deposit for a business checking account?
You can open a CHOICE Business Checking account with just $50, or a PREFERRED Business Checking account with $200.
Do I have to maintain a minimum balance?
No minimum balance is required for CHOICE Business Checking. For PREFERRED, maintain $2,500 to avoid the $10 monthly fee.
How many free transactions do I get each month?
CHOICE accounts include 50 free items per cycle, while PREFERRED accounts include 200. EXECUTIVE accounts are tailored to your transaction needs.
Can nonprofits open a business checking account?
Yes! Nonprofits, estates, and associations receive specialized options and dedicated support.
What digital banking tools are included?
All business accounts include online banking, bill pay, mobile banking, mobile deposit, and a free JVB business Visa® check card.
What are the mobile deposit limits?
Mobile deposits are free up to 10 items per cycle, with limits of $1,500 per item, $3,000 per day, and $12,000 per rolling 30-day period.
Can I get help choosing the right account?
Absolutely. Our Business Solutions Officers will review your needs and recommend the account that best fits your business goals.
Your personal banker, wherever your business takes you.
When you bank with JVB, you don’t just get an account, you get a relationship.
Your BSO, Taren, will personally visit your business to understand your goals, answer questions, finalize your account setup, and provide hands-on training for tools like ACH, remote deposit capture, merchant services, as well as fraud prevention products like Positive Pay. With over 24 years of banking experience at JVB, Taren will help you find the best solution for your business.
It’s banking that meets you where you are – literally.
– Taren Varner | JVB Business Solutions Officer
Business Loans Built for What’s Next
Local expertise, flexible financing, and personal guidance to help your business grow with confidence.
The launch and growth of a business is an exciting time, and when you need financing to take the next step, JVB is ready to help. We proudly provide business lending solutions rooted in local knowledge, sound decision-making, and genuine relationships. Whether you are expanding operations, purchasing equipment, acquiring property, or managing cash flow, our experienced lending team works directly with you to craft financing that fits your goals. Reach out directly to the expert who serves your area:
Jerry Trout
SVP/Lending Division Manager
jeremiah.trout@jvbonline.com
Will Campbell
VP/Regional Lending Executive, Centre Region
will.campbell@jvbonline.com
Fred Wallace
VP/Regional Lending Executive, Capital Region
fred.wallace@jvbonline.com
Tom O’Connell
VP/Relationship Manager, Capital Region
thomas.oconnell@jvbonline.com
Kelly Sherman
VP/Relationship Manager, Capital Region
kelly.sherman@jvbonline.com
Trevor Stark
VP/Relationship Manager, Centre Region
trevor.stark@jvbonline.com
Joe Lashway
VP/Northern Tier Senior Lender
joseph.lashway@jvbonline.com
Barb Seaman
VP/Community Office Manager & Relationship Manager, Port Royal Office
barb.seaman@jvbonline.com
Kelly Mayes
AVP/Community Office Manager & Relationship Manager, Gardenview Office
kelly.mayes@jvbonline.com
Proudly serving Central Pennsylvania since 1867
For more than 150 years, JVB has helped local businesses and communities grow stronger together.
Rooted in Juniata Valley and trusted across Central Pennsylvania, we bring the same dedication and dependability to every partnership, combining timeless values with modern tools that make business banking easier than ever.
It’s Time for Business Banking That Works for You
Skip the one-size-fits-all accounts. Get transparent pricing, modern tools, and a dedicated local partner focused on your success.
1. Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration, and/ or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.
2. Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance Products are not insured by the FDIC or any Federal Government Agency; Not a deposit of or guaranteed by the bank or any bank affiliate.
3. Credit Score is a VantageScore 3.0 based on Equifax data. Third parties may use a different type of credit score to assess your creditworthiness.
4. Credit Score Tracker: Once credit file monitoring has been activated and you have requested your first credit score, you may request a new credit score each month to be plotted on your Credit Score Tracker graph. Monthly email notifications will be sent to let you know when your new score is available.
5. Up to two claims per eligible account, per twelve (12) month period. Covers up to four phones on a cell phone bill which must be paid using your idLock checking account.
6. Available for the account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance.
Additional terms and conditions apply. Please visit our website for complete terms and conditions.